couldn't make much profits when the market moved to bear phase

[Aya]

I haven't tried margin trading yet because I am often told that it is highly risky. I'd rather just trade with the amount I really have that take a loan and end up losing everything.

That's right. I advise you to just hold onto this decision. Margin trading has its benefits but is it highly risky and is not recommended for novices who still lack knowledge and skills.