Actually, this is all about timing. At the right time, you can achieve better conditions as long as you can do the right thing. However, in the general economic development period, it may make more sense to prefer investment and saving during economic contraction periods. This is all my idea. You need to reach maturity to make your own decisions about your investments. Or you may need support from a licensed person.

Especially Bitcoin investment was a profitable from last summer. Because in long term, Bitcoin has a big potential still.